Here are two more tips for you to consider when trying to pay for the high cost of a college education.

1.  Don’t say “No” to Subsidized Student Loans… If you qualify for Either a Perkins Loan or a subsidized Stafford Loan, think very strongly about taking it!  Because these loans are interest-free for four years and up to six months after the student graduates… the government is essentially picking up the check for these loans for the entire four years.  And get this… You may even be able to borrow the money, gain some interest on it for four years and then pre-pay the loan after four years without paying ANY interest at all! Ask your lender to find out more.

2.  Choose colleges that have innovative payment plans… Don’t just pay attention to the normal college search criteria such as the courses offered, academic and athletic reputation, or geographic location, etc… Instead, make sure you inquire about special scholarships, installment plans, guaranteed cost plans and tuition remission for good grades (Dean’s List).

Just remember, if you don’t ask, THEY WILL NOT TELL YOU!